You are not automatically insured when you rent a car from Turo. Ray Macdonald Insurance Agency (2.5 km) 26 College Rd Truro, NS, B2N 2P3. We do not offer protection plans for vehicles booked with Commercial Hosts. Insurance-Canada.ca - Where Insurance & Technology Meet Posts Tagged: Turo . One of my guests broke my car’s windshield and it ended up coming out of my guest’s pocket because they chose the lowest Turo insurance which had a $1000 deductible (the windshield was $700 to replace). This insurance is available to all owners who operate in the U.S., UK, Germany, and certain provinces in Canada. Canada: summary and detailed overview ; UK: summary and detailed overview ; Commercial Hosts . If you plan to use your car on Turo, or you plan to borrow a car from Turo, you should probably consider buying the supplemental car insurance from Turo. And together with these partners, we insure millions of travellers every year. Turo also offers additional insurance through its app. Turo currently offers its owners and renters third-party liability insurance from Liberty Mutual, which Turo obtains from a policy through the Turo Insurance Agency, LLC. Originally it was available just in the U.S. but it’s now expanded to Canada, and the U.K. Turo notes that customers do not need their own personal car insurance coverage in order to book a car with Turo. If you’ve purchased a protection plan through Turo, y our personal insurance isn’t operative during a trip. In addition to an incident information card, you must keep your personal insurance card and registration in your vehicle. Turo fees Turo states that drivers can save up to 35% on the cost of a rental vehicle with its services. Turo insurance plans are different in Canada and other countries. This insurance is provided by Liberty Mutual, a reputable company. Turo isn’t an insurance company. According to Turo: “ liability insurance offered by Turo via its partner Intact Financial Corporation will supplement your existing coverage. Home - Auto - Business ... Truro Insurance Agents & Brokers. These hosts offer their own commercial rental insurance directly to guests. We can cover your four walls as well as your four wheels. 902-895-1568. There is also an option to Decline and use your own insurance. It’s worth it to sell TuGo Travel Insurance! Travel Insurance Partners. I have been renting my car with Turo since beginning of July now in BC, Canada. The Bottom Line on Turo Insurance. You may or may not need to have personal insurance to book with these hosts. Insurance or Protection Fee – The price will depend on which option you can choose. Premium will cost and cover more than Basic. Cars.com’s Editorial department is your source for automotive news and reviews. Terms to know. Trip Fee – This is a 10% fee that Turo takes off the top. 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